Fast Capital for Smart Investors
Time-sensitive opportunities don't wait for traditional bank approvals. Get funding in days, not months — with a local lender who knows the Amarillo market.
Schedule a CallWHY CHOOSE SPEARCO
Built for Investors Who Move Fast
Fast Approvals
Lending decisions in 24-48 hours. Secure properties before your competition.
Flexible Solutions
Customized loan terms and repayment structures tailored to your project.
Local Expertise
Based in Amarillo. We know the neighborhoods, values, and market personally.
Transparent Process
No hidden fees. No surprises. Clear communication from application to closing.
Real People
Talk to decision-makers, not call centers. Personal guidance on every deal.
LOAN PRODUCTS
Financing That Fits Your Strategy
Fix & Flip Loans
Purchase and renovation financing for residential properties. Up to 70% of purchase price plus 100% of rehab costs.
Loan Amounts: $50K – $2M
Terms: 6–24 months
Ideal for: House flippers, rehabbers
Bridge Loans
Short-term financing to bridge the gap between buying a new investment property and selling an existing one.
Loan Amounts: $75K – $3M
Terms: 3–12 months
Ideal for: Portfolio transitions, acquisitions
Rental Property Loans
Financing for buy-and-hold investors building or expanding rental portfolios. Longer terms for cash-flowing properties.
Loan Amounts: $50K – $2M
Terms: 12–36 months
Ideal for: Landlords, BRRRR investors
HOW IT WORKS
From Application to Funding in Days
Quick Application
15 Minutes
Submit your property details and project plan through our simple form or give us a call.
Fast Approval
24–48 Hours
We evaluate your deal based on the property's potential, not just your credit score.
Smooth Closing
5–10 Days
Once approved, we move fast to close. Secure the property and start your project in days.
Expert Support
Throughout
From funding to payoff, we answer questions and provide guidance for a successful project.
WHO WE WORK WITH
Investors of Every Kind
Ready to Fund Your Next Deal?
Don't let financing slow down your real estate success. Fast, flexible capital for the Amarillo market.
(806) 679-4408